YOUR BANK IN MALTA
Terms and conditions
Transparency is a key part of your banking experience. Find all of our terms and conditions below.
These are our terms and conditions
General terms and conditions
As part of our commitment to full transparency with our customers, here are our general terms and conditions
Specific terms and conditions
Terms and conditions that together with the general terms and conditions, apply for specific products and services.
Accounts
Learn more about your BOV Account.
Basic Payment Account Terms & Conditions
Current Account Specific Terms and Conditions
Savings Account Specific Terms and Conditions
BOV Young Savers Account Specific Terms and Conditions
BOV Call Account - Terms and Conditions
BOV eAccount - Terms and Conditions
BOV Reserve Cheque Account - Terms and Conditions
BOV Restricted Savings Account - Terms and Conditions
BOV Term Deposit Accounts - Terms and Conditions
Cards
Learn more about your BOV card.
BOV CashlinkMalta Debit Card
BOV Cashlink Visa Card Product Guide
BOV CashlinkPAY Visa Card - Product Information Guides
BOV Visa Classic Credit Card - Product Information Guides
BOV Visa Skypass Credit Card Product Guide
BOV Visa Gold Card product guide
BOV Visa Platinum Card product guide
BOV CashlinkMalta Deposit Only Card - Terms and Conditions
Consumer Lending
Learn more about the terms and conditions of your credit facility.
BOV Club
Learn more about the terms and conditions of BOV Club.
Business Accounts
Learn more about your BOV Business Account.
BOV Safekeeping
Learn how to keep your money safe with us.
BOV Shareholders
Learn about the advantages of being a BOV shareholder
Bancassurance
Learn about your life assurance products.
MAPFRE MSV Flexi Plan
Key features document - MAPFRE MSV Life Guaranteed Over 50s Plan
Key features document - MAPFRE MSV Life Maximum Investment Plan
Key features document - MAPFRE MSV Life Protection Plan
Key features document - MAPFRE MSV Life Single Premium with Reinvestment Offer 2024
Key features document - MAPFRE MSV Life Unit-Linked Pension Plan
Key features document - MAPFRE MSV Life With-Profits Pension Plan
Key features document - MAPFRE MSV Life Investment Bond Plan
Key features document - MAPFRE MSV Life Child Savings Plan
Key features document - MAPFRE MSV Life Unit-Linked Savings Plan
Key features document - MAPFRE MSV Guaranteed Capital & Income Plan 2027
Key features document - MAPFRE MSV Guaranteed Capital & Income Plan 2026 III
Key features document - MAPFRE MSV Life Whole of life protection plan
BOV Trade Finance
Learn more about your international payment services.
BOV eCommerce & Merchant services
Learn more about our electronic commerce and epos services.
BOV Notification Services
Learn about the convenient way you may receive information regarding your account.
SEPA Payments
Learn more about SEPA incoming and outgoing payments.
BOV Wealth Management & Investment Services
Learn more about how your investment transactions are processed.