YOUR BANK IN MALTA
Terms and conditions
Transparency is a key part of your banking experience. Find all of our terms and conditions below.
These are our terms and conditions
General terms and conditions
As part of our commitment to full transparency with our customers, here are our general terms and conditions
Specific terms and conditions
Terms and conditions that together with the general terms and conditions, apply for specific products and services.
Accounts
Learn more about your BOV Account.
Cards
Learn more about your BOV card.
Consumer Lending
Learn more about the terms and conditions of your credit facility.
BOV Club
Learn more about the terms and conditions of BOV Club.
Business Accounts
Learn more about your BOV Business Account.
BOV Safekeeping
Learn how to keep your money safe with us.
BOV Shareholders
Learn about the advantages of being a BOV shareholder
Bancassurance
Learn about your life assurance products.
MAPFRE MSV Flexi Plan
MAPFRE MSV Guaranteed Over 50s Plan
MAPFRE MSV Maximum Investment Plan
MAPFRE MSV Protection Plan
MAPFRE MSV Single Premium Plan
MAPFRE MSV Personal Pension Plan - Unit Linked
MAPFRE MSV Personal Pension Plan - With Profit
MAPFRE MSV Investment Bond
MAPFRE MSV Child Savings Plan
MAPFRE MSV Unit Linked Savings Plan
MAPFRE MSV Guaranteed Capital & Income Plan 2027
MAPFRE MSV Guaranteed Capital & Income Plan 2026 III
MAPFRE MSV Whole of Life Protection Plan
BOV Trade Finance
Learn more about your international payment services.
BOV eCommerce & Merchant services
Learn more about our electronic commerce and epos services.
BOV Notification Services
Learn about the convenient way you may receive information regarding your account.
SEPA Payments
Learn more about SEPA incoming and outgoing payments.
BOV Wealth Management & Investment Services
Learn more about how your investment transactions are processed.