Accidental death benefit: Payment of an additional amount equal to the initial death benefit will be made in the event of accidental death.
Permanent Total Disability (including Waiver of Premium): Payment of the Death Benefit Sum Insured may be considered in the event that You are unable to work because of an accident or illness.
Critical Illness Benefit - Payment is made if a Person Covered is diagnosed with a critical illness defined under the Plan. This is available only in the case of single life policies. Any optional additional benefits selected will cease once the Person Covered reaches the age of 65.