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Will my pension be enough

Whether retirement is years away or your next stage in life, it is important to plan in advance for the lifestyle you want to continue to live or experience upon reaching retirement age – whichever the case, timing is important.


Bank of Valletta, a Tied Insurance Intermediary for MAPFRE MSV Life, is offering its customers a suite of affordable pension plans aimed at supplementing the state pension and providing the required financial stability at retirement stage.


The Personal Pension Plans are medium to long term savings plans particularly suited for employees, self-employed, professionals and employers. The plans start from €40 per month or €1.33 per day and one can choose to:

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save the amount they want per month;
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select the age when benefits become available;
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decide when to increase or decrease the monthly savings amount; and
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decide when to stop and restart contributions should circumstances change, subject to certain conditions.




It goes without saying that the younger one starts to plan for this major milestone in life, the more wealth may be amassed up to retirement. In fact, anyone from the age of 18 to 59 can embark on these plans. Furthermore, these pension plans qualify for tax incentives and therefore one can be eligible for a tax credit of 25% up to the maximum set by Government. Under current legislation, one can enjoy a tax credit of up to €750 per annum.



Bank of Valletta fully understands that it is not always easy to plan for the future, so the Bank is offering retirement planning support and guidance through its network of Branches and Investment Centres across Malta and Gozo. To set up a free consultation meeting with a BOV pensions specialist, simply fill in this online form by clicking here or send an email to [email protected].