According to the Financial Intelligence Analysis Unit (FIAU) report Enhancing the Detection of Fraud, issued in March 2026, the five most common types of fraud by number of reported victims were:

Fraud type	Reported victims	Reported losses
Consumer fraud	505	€3.8 million
Phishing fraud	469	€3.0 million
Investment fraud	205	€3.57 million
Business Email Compromise	137	€10.4 million
Romance fraud	79	€2 million

You! According to FIAU data, most reported victims were aged between 20 and 49. Younger adults were more often affected by consumer, employment and phishing fraud, while people over 60 were more often targeted by investment and romance fraud.

The report also found some differences between males and females. Consumer fraud was reported more often by males, while phishing affected both genders almost equally. Investment and romance fraud did not show any significant differences between males and females.

These findings show how fraudsters adapt their approach, so everyone should stay alert.

Three rules that apply to every type of scam:

1. Pause when pressured to act immediately.
2. Verify the request using contact details found independently.
3. Never share passwords, card details or one-time codes, and never approve a transaction you did not initiate.
   

A trusted name, familiar logo or professional-looking message does not prove that a request is genuine. Focus on what you are being asked to do.