BOV CLUB

Join the club, graduates

Embark on your post-graduation journey with a comprehensive banking solution, the BOV Club Graduate Package.

Everything you need at your fingertips

Customise account activity with SMS alerts and manage your finances anywhere, anytime with BOV Mobile Banking.

Exclusive offers

Have the first year fee waived on any BOV Credit Card and receive special offers on personal, home and business loans.

Professional financial advice

Count on our expert guidance with a free financial planning review and, if you’re planning on starting a business, advice on financial assistance and facilities for your future venture.

Package details

Discover the details of the BOV Club Graduates Package membership details.

Open to graduates who have graduated with an MQF Level 5 or higher degree/diploma within the 5 years preceding the date of their application for the package and can provide proof of graduation (i.e., Graduation Certificate).

The membership is open to Maltese and Foreign National Graduates who either intend to:

Seek full-time employment in Malta

Set up their own business in Malta

Further their studies in Malta (on a full-time basis or part-time basis), or abroad (on a full-time basis only)

Up to 35 years of age

BOV Club benefits

¹Representative example of a Graduate Personal Loan
On a fully utilised Personal Loan of €40,000 at a variable nominal interest rate of 4.5% p.a. for a term of 180 months.

The APRC* will be 4.659% p.a. The loan will be repayable in 180 monthly instalments of €307.28 each over a term of 15 years. The total sum payable throughout the term of the loan will be €55,310.40 (being capital of €40,000 and interest of €15,310.40). No processing fees apply.

² Representative example of a BOV Studies Plus+ Loan
Based on a loan amount of €25,000 being made available by BOV at a variable interest rate of 2.70% p.a.

The APRC* will be 2.772% p.a. and the loan will be repayable in 120 equal monthly instalments of € 238.38 over a term of 10 years. The total sum payable throughout the term of the loan, assuming the variable interest rate remains unchanged, will be €28,605.60 being capital of €25,000 and interest of €3,605.60. The interest that is fully subsidised during the moratorium period does not feature within this calculation. No processing fees apply.

*APRC calculation is based on the total cost of the credit to the consumer, expressed as an annual percentage of the total amount of credit.