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  • BOV ECO Personal Loan
    Environmental-friendly financing is possible with the BOV ECO Personal Loan....
  • Prepaid Cards
    Prepaid Cards are payment cards that are pre-loaded with a fixed sum of money...
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    Life Assurance and Retirement...
  • BOV Home Loans
    At Bank of Valletta we know that whether you are a first time buyer or acquiring your seco...
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  • to know more about financing Options for Corporates
    We’ll help you gain access to funds to support general business needs or growth objectives...
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    Within this section you will find an expanding array of useful and timely financial and ot...
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BOV Personal Financing
Do you need financing? Whether it is to buy a car, a home or finance your studies, we at BOV can help you. Find out how.
BOV Personal Financing


A BOV Personal Loan is all you need to fulfil your dreams. Shaped to suit your needs, the BOV Personal Loan provides affordable, customised solutions, designed to satisfy our purchasing requirements.

The amount you can borrow
The BOV Personal Loan requires no security. You can borrow any amount from €1,000 to €40,000. Whilst the loan is repayable by monthly instalments, the amount you pay each month is determined by the sum you borrow, the selected term and the applicable rate of interest.

Repaying your loan
We can organise a loan that is right for you, with a repayment programme that is flexible to suit your income and monthly budget. Best of all, you'll get an approval on your loan, fast.

Repayments generally span up to a maximum period of 5 years. For loan amounts of €10,000 or higher, the maximum term can go up to 7 years, provided that:

- term of the loan is in line with the purpose of the loan and the expected life of the asset being financed
- term of the loan does not go beyond borrower's retirement age

The loan will be repaid by monthly instalments which will be inclusive of interest. If you decide to repay the loan before the stipulated term, whether in one lump sum or by increasing your monthly instalments, no penalties or additional fees apply.

All loans are subject to normal bank lending criteria and final approval from your BOV branch.

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Bank of Valletta p.l.c. is a public limited company regulated by the MFSA and is licensed to carry out the business of banking and investment services in terms of the Banking Act (Cap. 371 of the Laws of Malta) and the Investment Services Act (Cap.370. of the Laws of Malta).