PRIVATE HEALTH INSURANCE

Protect what matters most to you

Private health insurance is essential. It gives you and your family access to timely medical care, and helps you manage your health proactively. It also protects you from the financial strain that unexpected medical expenses can cause, offering you a safety net.

Why should you consider this plan?

Health insurance is a smart choice. Without it, you can end up with:

medical debt
long waiting times for access to care
financial insecurity

Even basic coverage offers protection for essential healthcare needs.

A range of scheme options

Basic scheme

Covers your treatment costs up to specified limits worldwide.

Available as in-patient only or a combined in‑and‑outpatient coverage.

Hospital scheme

Covers approved treatment fees in full received in Malta with direct settlement facility, and limited cover for treatment outside of Malta.

Available as inpatient only or a combined in‑and‑outpatient coverage.

International scheme

Covers approved treatment fees in full received worldwide, excluding in the U.S. and Canada (in this case cover is applicable for emergencies only).

Available as in-patient only or a combined in‑and‑outpatient coverage.

Europa scheme

Specifically designed for work‑residence permit applicants, the scheme covers treatment in Malta in full up to approved fees; and anywhere in continental Europe when same/similar care isn’t available locally.

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