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BOV LOANS

Fulfil your eco-friendly goals

Reduce your carbon dioxide emissions with an eco-friendly vehicle or other projects with the stress-free BOV Personal Green Loan.

Borrow up to €100,000* to cover your green project

Get a loan amount between €1,000 and €100,000 with no upfront contribution or security required.Government grants may also be considered for financing through this product.

*For secured Green Loans there is no set maximum limit.

Extend your loan term for easy repayment

Adjust the repayment term and amount to suit your monthly income, spanning from 10 to 25-year repayment plan for fully secured loans, with a variable interest rate of 2.95% p.a. (ARPC of 3.03%). Unsecured loans can be extended up to 15 years, with a variable interest rate of 3.25% (APRC of 3.35% p.a.)

Receive free life cover for total protection

Get free life cover on unsecured and partially secured loans for loan balances up to €25,000 as an additional part of your plan.

Loan details

What does this loan include?

Discover the details and benefits of the BOV Personal Green Loan.

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Loan amount between €1000 and €100,000 (no set limit for secured loans)
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Maximum term of between 10 and 25 years for secured loans
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Variable annual interest rate of 2.95% for secured loans and 3.25% for unsecured loans
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No upfront contribution required
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No processing fees for unsecured loans; fully refundable processing fee for loans secured by hypothecs
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No early repayment fees

What can I use the loan for?

Use the BOV Personal Green Loan to purchase the following:

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Electric / hybrid vehicles* and bicycles
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Renewable energy solutions such as, PV panels, solar water heaters, energy storage solutions and wind turbines
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Energy efficient heating and cooling solutions
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Insulation including wall, roof, window and door replacement
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Restoration of domestic cisterns / wells
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Efficient lighting systems
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Class ‘A’ white goods and domestic reverse osmosis systems
*Carbon emission data is required at time of applying for the loan, so it is important to take a copy of the log book or vehicle specifications from car dealer/vendor at time of application.
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Important documents