BOV LOANS
Take a step towards a greener future
A great opportunity to finance your first or second energy efficient home while enjoying more favorable loan terms.
Purchase the house of your dreams
If your Energy Performance Certificate (EPC) rating has an energy consumption equal to, or below 45KwH/m²/year , you may qualify from better rates under our Green Home Loan. Find out how much you can borrow with our Home Loans calculator.
Low interest, lasting impact
A low interest rate with a long-term repayment option provides the financial flexibility you need to manage affordability. A fixed rate for the first 5 years gives you the stability and predictability required to plan your expenses.
Expert guidance, stress-free loan
Our loan experts are here to guide you with every step of the way, ensuring you have the support you need through the green home loan process. From start to finish, we are committed to providing you with clear, thorough support.
Loan details
What does this loan include?
Discover the details and benefits of the BOV Green Home Loan for first-time and/or second time buyers.
Loan limit based on your financial situation
Maximum loan term of 40 years for first time buyers or 25 years in case of a second home
Minimum upfront contribution of 10% for first-time buyers or 25% in case of a second home, of the purchase price (and completion works, where applicable).
BOV HOME LOANS
How it works
Know what to expect from the BOV Home Loan Process.
1
Calculate how much you can borrow
Use our Simple Home Loan Calculator in our Online Home Loan portal to get a rough estimate of how much you can take out for your home loan.
2
Get a precise quote
Once you know more details about the property you’d like to purchase, get a detailed quote with our Accurate Home Loan Calculator.
3
Apply for your loan
Use our Home Loan Portal to apply for your loan online or make an appointment at your nearest branch to do so in person.
4
Track your status
Monitor the status of your BOV Home Loan application in real time on our Home Loan Portal.
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