Minimum contribution of €40 per month or proportionate multiples thereof if contribution is paid quarterly, half-yearly or annually.

Plan covers the child only.

The possibility to make additional top-ups of a minimum of €250 (no top-ups allowed in the final year of the plan).

Minimum plan term of 8 years and has to end by the time the child is 25 years old.

At the end of the selected period, you can opt to receive the full value of the Plan as a lump sum.

Death benefit: Payment of 101% of the value of your policy payable in the event of the person covered.

Funeral expenses benefit: Receive up to €2,500 as a partial pre-payment of the death benefit.

Terminal illness benefit: Payment of up to 75% of your policy as a pre-payment of the death benefit if the covered is diagnosed with a terminal illness.

Cash surrender benefit: Option to cash in the Plan partially or in full before its maturity. The surrender amount is calculated by applying the surrender charge (and market value reduction if applicable) to the policy account.

Maturity benefit: Payment of the policy account upon maturity of the plan.

Child life cover option: The child covered will have the option to purchase life cover when they are between 18 and 25 years old, for an insured sum not exceeding €25,000. This is subject to terms and conditions as explained in the Key Features Document.