After a lifelong career, you have every right to look upon your retirement as a time to enjoy and fulfil your dreams. Planning for retirement is much easier when you plan your finances, our retirement and pension plans make retirement planning a breeze.
Our retirement and pension plans are flexible medium to long term savings plans that have been specifically designed with retirement in mind.
They are particularly suitable for:
Our plans give you several benefits:
Terms, conditions and exclusions may apply. Investment should be based on the full details contained in the relative policy documents. Please ensure that you read the Key Features Document which may be downloaded from our website or obtained from any BOV Branch. We strongly recommend that you also read the relative policy document which may be obtained from any BOV Branch before making any decision about whether to acquire a policy.
up to €69,000
between €70,000 and €114,999
between €115,000 and €229,999
Special Offer for 2015: Top-ups effected during this year up to 31st December 2015 are not subject to an allocation charge.All charges shown are subject to
review from time to time, however we will give you 90 days’ notice before
making any alterations.
for tax credit:
You may claim the tax credit against your contributions if you are:1. age eighteen or over at the time when a contribution is made; and2. domiciled and/or resident for tax purposes in Malta
If you meet the above criteria then MSVLife will issue a certificate confirming that your Personal Pension Plan satisfies the relevant legislation to enable a tax credit to be granted.
Tax treatment of the plan:1. Contributions are eligible for tax credit as detailed above.2. At retirement you may opt to receive up to 30% of the fund value as a tax free cash lump sum.3. After taking any cash lump sum the remaining fund is then used to provide you with an income which is subject to Income Tax.
Do you want to learn more about the Personal Pension Plans? Then why not start with a free quote or by clicking on the ‘Live Help’. One of our representatives will be able to help you immediately. If you require more details about the range of life policies from MSV Life, you may: • check out the other MSV Life policies on this site • call our Customer Service Centre on 356 2131 2020 • send us an e-mail at [email protected] • click on the ‘Get in Touch’ icon at the top (right hand corner) and submit your query and contact details. We’ll contact you as soon as possible. • You may also contact any BOV Branch or our BOV Customer Service Centre on 2131 2020 for additional information.