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BOV Visa Gold Card
The BOV Visa Gold Card is a premium credit card
BOV Visa Gold Card
Gold has always distinguished itself as a rare and precious metal of high value, prestige, wealth and excellence. The BOV VISA Gold Card embraces all these qualities and now you too can stand out with a card that matches your lifestyle.
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The BOV VISA Gold Card is welcomed world-wide. It provides all the benefits of the BOV Classic Cards with the added advantage of a minimum credit limit of €7,000 and many more exclusive benefits.
Travel & Purchase Protection Insurance

Whether you are a regular traveller or simply on a family holiday, as a BOV VISA Gold Cardholder you can benefit from free Travel Insurance and Purchase Protection Insurance covers.

Policy covers trips for a period of not longer than 90 consecutive days from date of departure when a return ticket is held, however if one holds a one way ticket cover expires within 30 days of departure.

BOV VISA Gold Cardholders will benefit from Personal Accident, Medical Expenses, Hospital Benefits, Cancellation and Curtailment charges, Loss of Personal Baggage, Delayed Baggage, Personal Money, Loss of documents, Travel delay, Missed departure and Personal liability.

Furthermore, if you use your Card for purchases both locally and abroad, you are automatically covered for 90 days from date of purchase. The BOV VISA Gold Card travel insurance policy covers you, your spouse, co-habitating partner and children under the age of 18, or under 23 provided they are full time students. The eligible member is covered until reaching the age of 76 years.

To qualify for the Purchase Protection Insurance Policy, make sure that you pay for your purchases with your BOV VISA Gold card.

The Travel Insurance policy is underwritten by Mapfre Middlesea p.l.c. Optional extensions, as specified on the policy, can be acquired by the cardholder, by contacting Island Insurance Brokers directly. Any additional premium which may be due in this case is to be paid and borne by the cardholder. The Purchase Protection Insurance is also underwritten by Mapfre Middlesea p.l.c. Both policies are arranged through Island Insurance Brokers Ltd and all related claims, queries and complaints are to be directed to Island Insurance Brokers Limited.

Click here to download the travel insurance claim forms.

Click here to download the Purchase Protection Insurance Claim Form

Priority Pass
Priority Pass  is the world’s largest independent airport lounge access programme. The programme, which is continuously expanding, gives you access to over 1200 lounges worldwide. This includes the most popular airports around the world, including Malta International Airport.
Established in 1992, priority Pass has millions of members. All these travellers are able to enjoy the comfortable and relaxed environment of VIP lounges throughout the world, irrespective of their class of ticket, the airline they are travelling with, or membership of any airline frequent flyer club.

Now, as a BOV VISA gold cardholder you can enjoy this exclusive privilege without having to pay the applicable annual membership fee, currently of US$99, which is waived for you our premium cardholder. To apply for the card please contact your nearest branch. There is a small lounge visit fee, currently US$32 per person, per visit, and will be charged to your BOV VISA Gold Card Account.


BOV Cards Loyalty Rewards Programme

The BOV Cards Loyalty Rewards Programme is available with the BOV VISA Gold, Platinum, BOV Skypass and BOV Flypass Business Cards. Participation is free of charge and cardholders earn 1 BOV Point for every Euro spent. Click here to find out more about the BOV Cards Loyalty Rewards Programme.

Life Assurance
BOV VISA Gold personal main cardholders are automatically entitled for Life Assurance cover underwritten by Mapfre Middlesea p.l.c. through Island Insurance Brokers Ltd. Cover is automatic for personal principal cardholders, other than those who are 75 years of age and over. The policy covers the outstanding liability on the BOV VISA Gold account up to a maximum of €6,000. No medical underwriting is required and the sum assured is payable to the Bank on the death of the cardholder due to any cause. Naturally, the terms and conditions of the life policy apply.

Notification of date of death of the eligible cardholder must reach the Bank within six (6) months from date of death


Guidelines for using BOV Chip & PIN Cards can be found here.

The BOV VISA Gold is a chip card with major advancements in card security technology. Further information about Chip and PIN cards and how to use them can be found here.

The BOV Visa Gold Card is a chip and pin card, and contains an embedded microchip and are authenticated automatically using your personal identification number (PIN). 

We have added an extra level of security for Visa and MasterCard payments, which protects you from the unauthorized use of your credit card. 3D Secure technology consists of the programs 'Verified by Visa' and 'MasterCard SecureCode'.

 

Check out the Tariff of Charges from here. Fees and charges may change after this product has been acquired and peripheral products may incur their own costs. 

Check out the Product Info Guide for the latest updated version of the Terms and Conditions. Alternatively  you may request the Terms and Conditions from any BOV branch, by contacting our Customer service Centre on (356) 2131 2020 or by sending an e-mail to [email protected].



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How to Apply?

If you are 18 years and over you can apply for the BOV Visa Gold Card. Simply apply visit your BOV branch where our Relationship Officers will be glad to assist you in all your requirements.

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Tariff of Charges
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BOV Visa Gold-Product Information Guide
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Cards - Travel Open Cover
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BOV Cards Loyalty Rewards Programme
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Travel Insurance Update
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Bank of Valletta p.l.c. is a public limited company regulated by the MFSA and is licensed to carry out the business of banking and investment services in terms of the Banking Act (Cap. 371 of the Laws of Malta) and the Investment Services Act (Cap.370. of the Laws of Malta).