You have now successfully joined BOV Club, but this is just the beginning to your journey. At this time, good planning and well thought budgeting will be key to your success in maintaining your financial well-being.
As you go along, you’ll notice that building a deeper relationship with your bank will lead you to an array of opportunities that can help you at every stage of your life.
Develop a budgeting system
It may sound easy, but it proves challenging to many. Getting used to proper budgeting from the early stages will help you maintain your financial stability. The following steps could help you:
- Identify your income and expenditure
- Establish your budgets
- Separate your money if needed
- Monitor, track and optimize your money management
- Keep your eyes out for other bank services
Choose simplified banking methods
By integrating technology, banks manage to provide customers with digital products that simplify financial management. Now that you’ve joined the BOV Club bus, delve deeper!
- Managing money from your own phone cannot get any simpler and faster, get used to Mobile Banking.
- Internet Banking allows you to manage your finances, settle your payments and monitor monthly spending.
- With your debit / credit card, you’ll not only be able to withdraw money from any ATM, but you can also replace cash and settle your payments easily and in a contactless manner.
- Through automated features you can get an extra digital helping hand to be informed with your financial management, in a timely and accurate fashion.
Navigate personal financing
At one of your biggest stages in life, your bank will be there to help you financially. Whether you’re buying your first home, your second home or a home to let, we will be there to assist you at every step. It doesn’t stop at home loans!
BOV can provide you with several financing solutions that can assist you financially towards reaching a particular goal. This goal could be a new car, setting up your own business, funding a cosmetic surgery and making your home more sustainable.
Plan for retirement
It may seem a long road from now and that you’ve got plenty of time to save money, but the earlier you start, the better your retirement.
You can choose to live off the government pension, but through retirement planning, you can retire with more peace of mind. Learn how to invest in your future and strive for long-term financial security.
Now that you’ve joined BOV Club, your financial journey starts here. If you’re still looking to open your first bank account, we want to help you! Click here to start!