Get in touch - Bank of Valletta - BOV Group
Customer Service Centre - Bank of Valletta - BOV Group
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Business Overdraft
An overdraft is the ideal way to manage your cash flow. It is linked to your business account and you can use as much as you need, up to your agreed limit.

Our Business Overdraft supports your business by:
  • Smoothening cash flow fluctuations;
  • Provides you with instant access to funds, up to an agreed limit at any time;
  • Is convenient and simple to administer and monitor;
  • Minimises your finance costs because interest is only payable on what you use;
  • Access to various money transmission vehicles such as cheque book, direct credit, direct debit, BOV 24X7 Services and SWIFT payments.

Talk to Us
Discuss with us your plans and business goals, and find out how our SME Finance Solutions can support your business by
  • visiting one of our branches
  • visiting a business centre 
  • by calling our Customer Service Centre on 2131 2020, or
  • submit a query by clicking on the ‘Get in Touch’ button at the side

All facilities are subject to normal bank lending criteria and final approval by the Bank. Terms and conditions apply.

** The Bank's Base Rate (BBR) means the basis, established by the Bank from time to time, on which the rate of interest payable generally on all Bank lending is determined. The applicable Bank's Base Rate varies in accordance with the type of lending involved, whether Business Loans, Consumer Loans or Home Loans, as quoted on this website. The base rate applicable to the BOV Start Plus is the Business Lending Bank Base Rate.

Click here for the current Bank Base Rate
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BOV Pjazza
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Bank of Valletta p.l.c. is a public limited company regulated by the MFSA and is licensed to carry out the business of banking and investment services in terms of the Banking Act (Cap. 371 of the Laws of Malta) and the Investment Services Act (Cap.370. of the Laws of Malta).