As a BOV eAccount account holder, you may:
- Deposit your funds anytime using self-service banking channels;
- Manage your account with your BOV CashlinkMALTA Card and BOV CashlinkPAY Card,
- Monitor your account using the Bank’s ATMs, BOV 24X7 Services and BOV Mobile,
- Effect transfers to other accounts – your own or third parties using the BOV 24X7 Services platform,
- Pay other BOV customers or receive payments from them using BOV Mobile Pay,
- Provide instructions on standing orders and direct credits or debits – via your BOV 24x7 Service
So, the BOV e-Account gives you these benefits:
- A higher interest rate on your savings;
- A fee-free overdraft facility on the same account subject to terms and conditions;
- A fee-free BOV Cashlink VISA card that enables you to access your account through all ATMS and EPOS terminals displaying the VISA logo worldwide;
- 24 hours access to your funds via BOV Mobile and BOV 24x7 Services;
- Interest on daily balances is paid every 22nd December and a statement is issued every end of December;
- Payment of 15% FWT on interests earned (for Maltese residents)
Interest Rates
The interest rates currently applicable on a BOV e-Account are available here.
Interest Rates may change after this product has been acquired and peripheral products may incur their own rates. Please contact any BOV Branch or our BOV Customer Service Centre on 2131 2020 for additional information.
Fees and Charges
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Credit Facility (max €5,000)
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Free of charge
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Cashlink VISA card
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Free of charge
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CashlinkMALTA Card annual fee
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Nil
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BOV 24X7 Services – Withdrawals
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Free of charge
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If executed over the counter, the following transactions carry a penalty fee
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Deposits
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€2.33
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Withdrawals
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€2.33
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Bill payments
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€2.33
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Requests for transfers
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€2.33
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Swift transfers
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€2.33
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Transfers between accounts
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€2.33
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Check out the Product Info Guide for the latest updated version of the Terms and Conditions.
High credit balances on non-personal account may attract a fee as specified in the Bank's Tariff of Charges
With effect from the 15th October 2022, new applications for BOV eAccounts are no longer being serviced.