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Where and how is my money invested when I take out an MSV Investment Bond?
Where and how is my money invested when I take out an MSV Investment Bond?
Where and how is my money invested when I take out an MSV Investment Bond?

After deducting the policy (or top-up) fee, your payment is used to buy units in your choice of one or more of the funds available for linking under the Plan.

The MSV With-Profits fund is invested in a range of investments including shares, bonds, property and short-term assets. The mix of these assets is determined by MSV with the objective of maximising the rate of return whilst preserving the real capital value of the investments.

You can switch your holdings in and out of various funds to change the mix of investments, but you may be charged a switch fee, if applicable.

Your choice of funds should be based on the information provided in the relevant prospectus of the underlying fund.

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Bank of Valletta p.l.c. is a public limited company regulated by the MFSA and is licensed to carry out the business of banking and investment services in terms of the Banking Act (Cap. 371 of the Laws of Malta) and the Investment Services Act (Cap.370. of the Laws of Malta).