You can choose where to invest from a large range of funds managed by Fidelity International, Valletta Fund Management and JP Morgan. The funds invest in different assets like bonds, shares, cash and property in different markets and countries. You can select as many funds as you want, as long as at least 10% of your contribution is allocated to any one fund. You may also opt to invest up to 50% allocation in the MSV With-Profits Fund.