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Insurance - Retirement Planning
After a lifelong career, you have every right to look upon your retirement as a time to enjoy and fulfil your dreams. Planning for retirement is much easier when you plan your finances, and the MAPFRE MSV Retirement Plan makes retirement planning a breeze.

The MAPFRE MSV Retirement Plan is a flexible medium to long term Savings Plan that has been specifically designed with retirement in mind. The Plan offers you complete independence, control and flexibility over your investment.

This Plan is particularly suitable for:
  • self-employed persons
  • professionals
  • individual employees or groups of employees
  • employers
Our Plan gives you several benefits:
  • the possibility of choosing how much you would like to save
  • where you want your money to be invested 
  • set the age you want to take the benefits
  • you get the freedom and flexibility to increase or decrease your savings at any time or even to stop and restart your savings in the future should your circumstances change
  • you may choose to invest in a wide range of investment funds as well as in the MAPFRE MSV With Profits Fund which offers smoothed investment returns over time

Terms, conditions and exclusions may apply. Investment should be based on the full details contained in the relative policy documents. Please ensure that you read the Key Features Document which may be downloaded from our website or obtained from any BOV Branch. We strongly recommend that you also read the relative policy document which may be obtained from any BOV Branch before making any decision about whether to acquire a policy.

Investment returns in the pension fund can go down as well as up and past performance is not necessarily a guide to future performance. Changes in the rate of exchange currencies may also affect the value of your investments. This product is issued by MAPFRE MSV Life p.l.c. Bank of Valletta p.l.c. with registered office 58, Triq San Żakkarija, Il-Belt Valletta VLT 1130 is an enrolled Tied Insurance Intermediary under the Insurance Distribution Act 2006 for MAPFRE MSV Life p.l.c. and is regulated by the Malta Financial Services Authority.

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Bank of Valletta p.l.c. is a public limited company regulated by the MFSA and is licensed to carry out the business of banking and investment services in terms of the Banking Act (Cap. 371 of the Laws of Malta) and the Investment Services Act (Cap.370. of the Laws of Malta).