Get in touch - Bank of Valletta - BOV Group
Customer Service Centre - Bank of Valletta - BOV Group
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BOV Home Loans
At Bank of Valletta we know that whether you are a first time buyer or acquiring your second residence, the purchase of a new home requires careful consideration.

Are you looking for a second property? At Bank of Valletta, we can assist you with a home loan built around your personal financial situation.

Terms & Conditions
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You are already a home owner and are now looking for a second property.  From our end, we can be of service from the financial aspect by assisting you with a home loan tailor built around your financial circumstances. 

The main benefits include:

  • A minimum upfront contribution of 10% of the purchase price (and completion works, where applicable)
  • No set limit on maximum loan amount
  • Maximum term of up to 40 years

Use our Home Loan Calculator to calculate the amount you can borrow, your monthly repayments and more.

Loans are subject to normal Bank lending criteria and final approval from your BOV Branch.  

The term of the loan must not go beyond retirement age. 

A minimum contribution of 10% of the purchase price and completion works (where applicable) is required. 
A 'European Standardised Information Sheet' (ESIS) will be provided from any BOV branch on inquiry. All relative charges, terms and conditions are quoted in the relative sanction letter.

This home loan product is a credit agreement and may be secured by a hypothec or privilege on residential immovable property and/or by a right related to residential immovable property.

In order to obtain the credit, you will also be required to pledge, in favour of the Bank, a life assurance policy covering the loan amount being financed, and a buildings replacement policy, the cost of which cannot be determined in advance.  

In the case of foreign currency loans, possible fluctuations of the exchange rate could affect the loan amount repayable.  In the event of non-observance of the commitments linked to the credit agreement, you may risk losing the immovable property.


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Interested? Contact us today.  You may click on the ‘Live Help’.  One of our representatives will be able to help you immediately.

You can also choose your next step from the options available below:
• Visit the BOV branch of your choice for more details or to receive a personalised home loan quotation 

• Call our Customer Service Centre on 2131 2020 between Monday and Saturdays, from 8.00am to 8.00pm (excluding Bank and Public Holidays)

• Send us a blank sms on 79696975 (normal SMS tariffs apply) and we will return your call for further details

• Send us an e-mail at

• Click on the ‘Get in Touch’ icon on the right hand side and submit your query and contact details. We’ll contact you as soon as possible

Use our Home Loan Calculator to calculate the amount you can borrow, your monthly repayments and more.
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BOV Property Form - ADV111
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Bank of Valletta p.l.c. is a public limited company regulated by the MFSA and is licensed to carry out the business of banking and investment services in terms of the Banking Act (Cap. 371 of the Laws of Malta) and the Investment Services Act (Cap.370. of the Laws of Malta).