Get in touch - Bank of Valletta - BOV Group
Customer Service Centre - Bank of Valletta - BOV Group
  • ... >
  • ... >
  • ... >
  • ... >
  • ... >
  • ... >
  • ... >
  • ... >
Maximise Banner
Minimise Banner
next Previous
next Previous
BOV eAccount
With effect from the 15th October 2022, new applications for BOV eAccounts are no longer being serviced.
Terms & Conditions
Apply Now
If you are looking to save money but wish to have flexibility and easy access to your funds whilst earning attractive interest rates, then the BOV eAccount is definitely the perfect solution for you. This account is an ideal alternative to a conventional savings account.

Channels available

The BOV eAccount can be managed through any of the following channels which offer you the flexibility and convenience of being able to bank in real time 24 hours a day, 7 days a week.
  • BOV CashlinkMALTA Card and/or BOV Cashlink Visa Card;
  • BOV 24x7 Internet Banking Service;
  • BOV Mobile Banking and BOV Mobile Pay;
  • BOV Customer Service Centre Banking.

Deposits can also be effected at every branch through the Bank’s ATM network and the Express Deposit Service available inside our branches. 
However note that if you effect transactions on your BOV eAccount over the Bank’s counter, you will be liable to a charge.

The overdraft facility
If you’re looking for a flexible way of borrowing smaller amounts of money, an overdraft facility on your BOV eAccount could be for you. It’s free to set up and since the limit is not subject to an annual review, you need only apply once.

This facility is available upon application through your BOV branch and is subject to the Bank’s normal lending criteria.

As a BOV eAccount account holder, you may:

  • Deposit your funds anytime using self-service banking channels;
  • Manage your account with your BOV CashlinkMALTA Card and BOV CashlinkPAY Card,
  • Monitor your account using the Bank’s ATMs, BOV 24X7 Services and BOV Mobile,
  • Effect transfers to other accounts – your own or third parties using the BOV 24X7 Services platform,
  • Pay other BOV customers or receive payments from them using BOV Mobile Pay,
  • Provide instructions on standing orders and direct credits or debits – via your BOV 24x7 Service

  So, the BOV e-Account gives you these benefits:

  • A higher interest rate on your savings;
  • A fee-free overdraft facility on the same account subject to terms and conditions;
  • A fee-free BOV Cashlink VISA card that enables you to access your account through all ATMS and EPOS terminals displaying the VISA logo worldwide;
  • 24 hours access to your funds via BOV Mobile  and BOV 24x7 Services;
  • Interest on daily balances is paid every 22nd December and a statement is issued every end of December;
  • Payment of 15% FWT on interests earned (for Maltese residents)


Interest Rates

The interest rates currently applicable on a BOV e-Account are available here.

Interest Rates may change after this product has been acquired and  peripheral products may incur their own rates. Please contact any BOV Branch or our BOV Customer Service Centre on 2131 2020 for additional information.

Fees and Charges

Credit Facility (max €5,000)



Free of charge



Cashlink VISA card


Free of charge



CashlinkMALTA Card annual fee






BOV 24X7 Services – Withdrawals



Free of charge



If executed over the counter, the following transactions carry a penalty fee















Bill payments






Requests for transfers






Swift transfers






Transfers between accounts






Check out the Product Info Guide for the latest updated version of the Terms and Conditions.

High credit balances on non-personal account may attract a fee as specified in the Bank's Tariff of Charges
Product average rating:
0 / 5
Share this product:
Sort reviews by:
This item has no reviews yet.
With effect from the 15th October 2022, new applications for BOV eAccounts are no longer being serviced.

Download >
Product Info Guide BOV eAccount
Download >
Account Switching - Product Information Guide
Download >
Depositors Compensation Scheme
Download >
eAccount - FID
Download >
Terms and Conditions - eAccount
Print page
My Guide has identified the following related material
next Previous
BOV Pjazza
next Previous
Bank of Valletta p.l.c. is a public limited company regulated by the MFSA and is licensed to carry out the business of banking and investment services in terms of the Banking Act (Cap. 371 of the Laws of Malta) and the Investment Services Act (Cap.370. of the Laws of Malta).