A BOV Personal Loan is all you need to fulfil your dreams. Shaped to suit your needs, the BOV Personal Loan provides affordable, customised solutions, designed to satisfy our purchasing requirements.The amount you can borrowThe BOV Personal Loan requires no security. You can borrow any amount from €1,000 to €40,000. Whilst the loan is repayable by monthly instalments, the amount you pay each month is determined by the sum you borrow, the selected term and the applicable rate of interest.Repaying your loanWe can organise a loan that is right for you, with a repayment programme that is flexible to suit your income and monthly budget. Best of all, you'll get an approval on your loan, fast.Repayments generally span up to a maximum period of 5 years. For loan amounts of €10,000 or higher, the maximum term can go up to 7 years, provided that:- term of the loan is in line with the purpose of the loan and the expected life of the asset being financed- term of the loan does not go beyond borrower's retirement ageThe loan will be repaid by monthly instalments which will be inclusive of interest. If you decide to repay the loan before the stipulated term, whether in one lump sum or by increasing your monthly instalments, no penalties or additional fees apply.All loans are subject to normal bank lending criteria and final approval from your BOV branch.